Web Site Terms and Conditions of Use

  1. Terms

    By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

  2. Use License
    1. Permission is granted to temporarily download one copy of the materials (information or software) on 7Fusion's web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
      1. modify or copy the materials;
      2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
      3. attempt to decompile or reverse engineer any software contained on 7Fusion's web site;
      4. remove any copyright or other proprietary notations from the materials; or
      5. transfer the materials to another person or "mirror" the materials on any other server.
    2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by 7Fusion at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
  3. Disclaimer

    The materials on 7Fusion's web site are provided "as is". 7Fusion makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, 7Fusion does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

  4. Limitations

    In no event shall 7Fusion or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on 7Fusion's Internet site, even if 7Fusion or a 7Fusion authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

  5. Revisions and Errata

    The materials appearing on 7Fusion's web site could include technical, typographical, or photographic errors. 7Fusion does not warrant that any of the materials on its web site are accurate, complete, or current. 7Fusion may make changes to the materials contained on its web site at any time without notice. 7Fusion does not, however, make any commitment to update the materials.

  6. Links

    7Fusion has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by 7Fusion of the site. Use of any such linked web site is at the user's own risk.

  7. Site Terms of Use Modifications

    7Fusion may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

  8. Governing Law

    Any claim relating to 7Fusion's web site shall be governed by the laws of the State of Washington without regard to its conflict of law provisions.
    General Terms and Conditions applicable to Use of a Web Site.

At Richardson Insurance Services, Inc protecting your privacy is important. We want you to understand what information we collect and how we use it. This notice describes our privacy policy. By visiting the website richardsoninsure.com, and/or the websites of any of affiliated entities, you are accepting the practices described in this Privacy Notice.

What Information We Collect and From Whom We Collect It

We may collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from non-affiliated third parties, including consumer reporting agencies.

In addition, we may use "cookies" (small text files transferred from our website to your hard drive) to recognize repeat users, track usage and facilitate your access to and use of the site. We do not use "cookies" to gather personal information and we do not link "cookies" to identifiable information, such as a policy number. The "cookies" only enable you to use our website more easily.

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you.

Nonaffiliated Third Parties to Whom Disclosures May Be Made

Information about our customers is an important part of our business, and we are not in the business of selling it to others. We share customer information only as described below and with subsidiaries or affiliates that Richardson Insurance Services, Inc controls that either are subject to this Privacy Notice or follow practices at least as protective as those described in this Privacy Notice.

We may disclose nonpublic personal information about you, such as we have described above, to insurance companies, general agencies, and other insurance-related entities that perform marketing services on our behalf or with whom we have joint marketing agreements.

We may also disclose nonpublic information about you to non-affiliated third parties as permitted by law, such as when required to do so by a court order or subpoena.

Our Security Procedures

We restrict access to your nonpublic personal information and only allow disclosures to persons and companies as permitted by law to assist in providing products or services to you. We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information.

Conditions of Use, Notices, and Revisions

If you choose to visit richardsoninsure.com and/or the websites of any affiliated entities, your visit and any dispute over privacy is subject to this Notice and our Conditions of Use, including limitations on damages, arbitration of disputes, and application of the law of the state of Idaho. If you have any concern about privacy at richardsoninsure.com and/or the websites of any affiliated entities, please send us a thorough description to insurit@richardsoninsure.com, and we will try to resolve it.

Our business changes constantly, and our Privacy Notice and the Conditions of Use will change also. You should check our Web site frequently to see recent changes. Unless stated otherwise, our current Privacy Notice applies to all information that we have about you and your account. We stand behind the promises we make, however, and will never materially change our policies and practices to make them less protective of customer information collected in the past without the consent of affected customers.